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Since its purchase in May of 2016, the bus has been Fuehrer’s life. For six months, he would wake up, go to work, get out of work, and then work on the bus until late into the evening. (12:29)
Despite moments of doubt in the winter and even some “fun breakdowns,” Fuehrer said those get overshadowed by the friendships and community relationship that the bus has fostered.
Found by teresahopson in Looking At Things Differently
July 10, 2017 at 11:16 AM
Ages: 10 - 18
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(05:23) Inflation is common in a modern economy. Shifts in supply and demand for goods and services cause prices to change accordingly. When the average level of prices rises, that’s inflation. It means that you’ll need more money to purchase the same stuff.
Inflation in the United States can be measured using the Bureau of Labor Statistics’ Consumer Price Index (CPI) – a weighted average of the price increases. We can calculate the inflation rate by the percentage change in the CPI over a given period of time.
How much do prices actually change? Well, using FRED, we can see that, over the past thirty-three years, prices have more than doubled. That may seem like a lot. However, wages have also risen, on average, by more than prices during that time period. Inflation doesn’t necessarily mean that we’re worse off.
The inflation rate in the United States has averaged at about 2.5% per year since 1980, which is fairly low and indicative of a stable economy. Prices may be increasing, but the changes are small. Wages have time to catch up. You can be confident that the $5 in your pocket isn’t going to be worth drastically less in a year.
Let’s take a look at a different scenario -- one that’s playing in Venezuela right now. As the country faces an economic crisis, inflation is skyrocketing. Rates reached 180% in 2015 and have continued to rise since. 5 bolívar in your pocket could be worth less even by the end of the day.
But Venezuela still doesn’t compare to the hyperinflation that Zimbabwe experienced in the 2000s, reaching dizzying rates of billions of a percent per month. (See MRU’s previous video for more!)
While some inflation is perfectly normal, high rates of inflation make it difficult for consumers to use a nation’s currency. If the value is changing a lot by the week, day, or even minute, people don’t want to hold onto or accept the currency for goods and services -- leading to a full blown currency crisis.
Up next, we’ll take a deeper dive into what causes inflation and its consequences.
Found by MRUniversity in Inflation
December 14, 2017 at 01:17 PM
Ages: 14 - 18
License: Educational Community License
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A video created for educational purposes that focuses on numeracy in the real world. What gifts can we purchase with $20? The original price of the book is 24.99 and the sale price is $9.99. How much money did we save? What will 24.99 round up to? What will 9.99 round up to? (04:55)
Found by Anonymous in Misc. Real World Math
September 14, 2011 at 11:15 PM
Ages: 6 - 12
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In the previous video, we learned that inflation can add noise to price signals resulting in some costly mistakes from price confusion and money illusion. Now, we’ll look at how it can interfere with long-term contracting with financial intermediaries.
Let’s say you want to take out a big loan, such as a mortgage on a house. The financial intermediary (in this case, a commercial bank) is going to charge you an interest rate as their profit for loaning you the money. In this situation, inflation has the potential to work against you or it can work against the bank.
If the bank charges you a nominal interest rate (i.e., the interest rate on paper before taking inflation into account) of 5% and inflation climbs unexpectedly to 10% for the year, the real interest rate (nominal minus inflation) falls to -5%. The bank actually loses money. However, if inflation has been higher and banks are charging 15% for mortgages and inflation rates fall unexpectedly to 3%, you’re stuck paying a real interest rate of 12%!
The above scenarios are similar to what actually happened in the United States in the 1960s and 1970s. Inflation was low in the 60s. But then in 70s, inflation rates climbed up unexpectedly. People that purchased a home in the 60s lucked out with low interest rates on their mortgages coupled with higher inflation, and many were able to pay off the loans more quickly than expected. But anyone that purchased a higher interest rate mortgage in the 70s only saw inflation fall back down. It was good for the banks and a costly choice for the homeowners. They were saddled with a high-interest mortgage while lower inflation meant a lower increase in wages.
It’s not that the people buying homes in the 1960s were smarter than those in the 70s. As we’ve noted in previous videos, inflation can be very difficult to predict. When banks expect that inflation might be 10% in the coming years, they will generally adjust their nominal interest rates in order to achieve the desired real interest rate. This relationship between real and nominal interest rates and inflation is known as the Fisher effect, after economist Irving Fisher.
We can see the Fisher effect in the data for nominal interest rates on U.S. mortgages from the 1960s through today. As inflation rates rise, nominal interest rates try to keep up. And as the inflation rates fall, nominal interest rates trail behind.
Now, if inflation rates are both high and volatile, lending and borrowing gets scary for both sides. Long-term contracts like mortgages become more costly for everyone with much higher risk, so it happens less. This is damaging for an economy. Coordinating saving and investment is an important function of the market. If high and volatile inflation is making that inefficient and less common, total wealth declines.
Up next, we’ll explore why governments create inflation in the first place. (06:04)
Found by MRUniversity in Inflation
December 18, 2017 at 11:31 AM
Ages: 14 - 18
License: Educational Community License
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Sample video using video flash cards to help students learn their Subtraction Tables. Visit my website to purchase the complete set of videos so that videos ...
Found by videomathtutor in Basic Subtraction
June 4, 2012 at 07:57 PM
Ages: 7 - 12
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Splitting GDP
From YouTube, produced by Marginal Revolution University
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In the last three videos, you learned the basics of GDP: how to compute it, and how to account for inflation and population increases. You also learned how real GDP per capita is useful as a quick measure for standard of living.
This time round, we’ll get into specifics on how GDP is analyzed and used to study a country’s economy. You’ll learn two approaches for analysis: national spending and factor income.
You’ll see GDP from both sides of the ledger: the spending and the receiving side.
With the national spending approach, you’ll see how gross domestic product is split into three categories: consumption goods bought by the public, investment goods bought by the public, and government purchases.
You’ll also learn how to avoid double counting in GDP calculation, by understanding how government purchases differ from government spending, in terms of GDP.
After that, you’ll learn the other approach for GDP splitting: factor income.
Here, you’ll view GDP as the total sum of employee compensation, rents, interest, and profit. You’ll understand how GDP looks from the other side—from the receiving end of the ledger, instead of the spending end.
Finally, you’ll pay a visit to FRED (the Federal Reserve Economic Data website) again.
FRED will help you understand how GDP and GDI (the name for GDP when you use the factor income approach) are used by economists in times of economic downturn.
So, buckle in again. It’s time to hit the last stop on our GDP journey. (05:59)
Found by MRUniversity in Gross Domestic Product
December 14, 2017 at 09:24 AM
Ages: 14 - 18
License: Educational Community License
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The tennis backhand lesson will show you how to learn the correct one-handed and two-handed backhand technique.
The lesson covers the grip, split step, footwork, preparation, follow-through and more.
This is not the full length video-information is given to purchase the full length video.
Found by teresahopson in Tennis
March 28, 2010 at 02:46 PM
Ages: 8 - 18
License: Proprietary
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Need some amazing and Free Templates for Google Slides or even PowerPoint? Here are my all time favorite websites where you can find professional-looking, well designed and carefully-crafted templates for both Google Slides and Microsoft PowerPoint. I will show you how to get these for Slides, but all it takes is a simple click and you can have the Powerpoint files as well! (04:27)
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Found by teresahopson in Google Slides
April 19, 2020 at 06:03 PM
Ages: 18 - 18
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On this day in 1867, the U.S. formally takes possession of Alaska after purchasing the territory from Russia for $7.2 million, or less than two cents an acre. The Alaska purchase comprised 586,412 square miles, about twice the size of Texas, and was championed by William Henry Seward, the enthusiastically expansionist secretary of state under President Andrew Johnson.
Found by CourtneyMorrison in October 11-20
September 25, 2012 at 12:55 AM
Ages: 12 - 18
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Sal Khan discusses why the marginal utility for dollar spent should be theoritically equal for the last increment of either good purchased. (07:42)
Found by teresahopson in Microeconomics - Khan Academy
August 6, 2012 at 02:08 PM
Ages: 14 - 18
License: CC by-nc-nd
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Can we solve the problem of ocean plastic pollution and end extreme poverty at the same time? That's the ambitious goal of The Plastic Bank: a worldwide chain of stores where everything from school tuition to cooking fuel and more is available for purchase in exchange for plastic garbage -- which is then sorted, shredded and sold to brands who reuse "social plastic" in their products. Join David Katz to learn more about this step towards closing the loop in the circular economy. "Preventing ocean plastic could be humanity's richest opportunity," David Katz says.
Found by teresahopson in Water Pollution & Conservation
May 28, 2018 at 06:16 PM
Ages: 12 - 18
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One of the scary things about homeschooling is thinking about how much it might cost to purchase homeschool curriculum. In today's video I'm sharing how you can homeschool on a budget with my favorite inexpensive curriculum. (15:36)
Found by teresahopson in Curriculum Overview
October 10, 2020 at 02:10 PM
Ages: 18 - 18
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Four hundred years since the first enslaved Africans arrived in Virginia, slavery remains a dark chapter in American history. The trans-Atlantic slave trade involved the purchase and transportation of enslaved Africans mainly to the Americas by Europeans. Those who survived the horrific voyage were destined for a life of servitude to their white masters. (05.19)
Found by andrewvanzyl in Slave Trade
August 13, 2019 at 09:23 AM
Ages: 14 - 18
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Typically about 8% of items purchased at a store will be returned; for e-commerce sites, that can be as much as 25% to 40%. And, all the stuff that stores cannot easily resell will wind up in the secondary market, where one company's trash can become other people's treasure. Rita Braver visits liquidators who process and resell goods that are just as good as new, or even newer. (05.24)
Found by andrewvanzyl in Recycling
July 29, 2019 at 08:40 AM
Ages: 12 - 18
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In this tutorial you will learn how to apply the sales to a purchase using 2 different methods.In the first method you multiply the sales tax by the total of the purchase and then add that product to the sub-total. In the second method you add 100% to the sales tax percentage. You then multiply that total buy the sub total. (04:53)
Found by teresahopson in Math in Sales Tax
October 9, 2021 at 10:51 AM
Ages: 9 - 14
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Angela Davis and other professors, authors and historians trace the story of Black Wall Street all the way from 1832’s Trail of Tears to the day O.W. Gurley purchased the allotment of land that would become Tulsa’s booming Greenwood District. (05:09)
Found by teresahopson in Tulsa Massacre
June 5, 2021 at 03:45 PM
Ages: 16 - 18
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The King of the planets, Jupiter, a colossal world that scientists believe can help us better understand the origin of the solar system. Nine robotic spacecraft have visited the gas planet so far, two of which entered into orbit, allowing us to study its complex, dramatic atmosphere like never before. But Jupiter, still holds many mysteries, such as, what lies below its mysterious clouds and to dive even deeper, what is at its core? Take a trip inside of the solar systems largest planet and find out what scientists think is going on down there, trust me, it's very bizarre. Music attribution -
"New World Dawn" by Simon Wilkinson at www.thebluemask.com (Purchased License) (08:07)
Found by teresahopson in Jupiter's Structure
October 21, 2021 at 07:31 AM
Ages: 12 - 18
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In this video Dave Cross provide 5 valuable tips for new owners of Wacom Tablets (and people considering the purchase of a tablet). Learn how to quickly get comfortable with a tablet. (08:07)
Found by teresahopson in Other Resources
May 21, 2020 at 06:39 PM
Ages: 18 - 18
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Information contained in this video is not intended to diagnose or treat any condition. This video is for educational purposes only and should not be used as a substitute for medical advice, nor should it be construed as a claim or individualized recommendation.
Infection from coronarvirus (COVID-19) represents one of the most immediate threats to our survival. It is estimated that survivors of a serious infection will lose 10 years of life due to the permanent lung damage caused by COVID-related inflammation. Fighting inflammation while supporting and strengthening our immune system may be the most important thing we can do to avoid the devastating consequences of coronavirus infection.
Turmeric has strong anti-inflammatory properties, and enhances immune function through multiple mechanisms. Turmeric can be purchased at certain grocery stores, and can be taken as a supplement. Turmeric supplements should contain a small amount of black pepper, which improves absorption of the turmeric by 1000-fold. (06:15)
Found by teresahopson in Coronavirus
May 18, 2020 at 02:10 PM
Ages: 16 - 18
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